Can bed bug treatments be covered by home owner's insurance? This is the questions that has been asked across the country and the unfortunate answer is no. This is tragic, especially since a basic bed bug treatment can cost close to twelve hundred dollars and if you get a heat treatment for your home you are looking at three thousand or more, depending on the size of your home. This is just the treatment cost. What if you are unsure if you have them and you want a definite yes or no answer? Hire a dog. This service where a dog goes through your home to inspect for bed bugs can run a few hundred dollars. How about mattress and box spring covers at a couple hundred bucks? How about laundry and dry cleaning service? How about the bed bug sequel? Sometimes you need to get another treatment after all the follow up services. After all is said and done, you can wind up spending close to five or six thousand dollars. Yikes!
One thing I have started to do is put money aside in case bed bugs rear their ugly head. It is a good idea to have such a rainy day fund because when bed bugs hit home, you are going to want to get rid of them sooner than later, and you may not have the funds to treat the bed bugs properly. It's a simple message. Invest in your future.